The comfort and simplicity of cash can be enticing; it’s tangible, easily accessible, and feels safe. While cash can be useful for short-term needs like daily spending or emergency savings, it can come with a significant – and often hidden – cost for long-term investors. It remains impervious to...
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How do annuities work? There are several types of annuities, but they all work on the same basic principle. You pay one or more premiums to an insurance company that invests the money to generate returns, which generally grow tax-free. Then, the insurance company uses those funds to make...